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  1. #1
    SSOC Senior Swifty5's Avatar
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    New gear knob - need to inform insurance

    Just wondering if I have to tell my insurance company I have installed a new gear knob?

    Thanks guys!

  2. #2
    SSOC Addict Dabooka's Avatar
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    I wouldn't even entertain it to be honest.

    Sent from my X5pro using Tapatalk

  3. #3
    Administrator TastiestDarren's Avatar
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    You probably should. It is a modification from stock after all. Some insurance companies will find anything possible to get out of paying out. Sounds ridiculous and will likely cost more to call them than it will in premium increases. But its a change, so it should be declared. Whether you choose to join the 99.9999999% of us and not declare something so daft, or you choose to tell them, is up to you. Chances are you'll get laughed out down the phone, but thats better than being told the £15,000 worth of damages to pay out isnt covered cuz they found your car was modified and therefore your insurance invalid. Everything is meant to be declared, from forced induction conversions all the way through to stickers.

    Sent from my SM-N910F using Tapatalk
    Check out my build people, happy to hear any suggestions/praise/criticism
    http://ssoc.co.uk/forums/showthread....tDarrens-build

  4. #4
    SSOC Junior Lev's Avatar
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    Best to tell them. Likelihood is that it won't make a difference especially if it's a Suzuki option. An insurer would be hard pushed to decline a claim on the basis of the different gear knob especially with the new Insurance Act which comes into force in August.

    They may ask if it was fitted professionally. If it wasn't and it somehow contributes to an accident through not being fitted correctly or not suitable, it may be a problem.

  5. #5
    SSOC Junior DAN@ADRIAN FLUX's Avatar
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    Hi,
    I would recommend you advise your insurer just to be on the safe side. We would normally ask for any interior modifications.
    Regards,
    Dan.

  6. #6
    SSOC Elder SHIFTER55's Avatar
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    NAaaaaahhh.

  7. #7
    Noob Donna's Avatar
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    Sometimes innocuous mods do attract a higher premium because insurance companies think the car is more attractive to thieves.

  8. #8
    SSOC Senior puliukk0's Avatar
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    Wow. I didnt know UK got this strict insurance things...

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